Owner financing turns your property into monthly payments, with interest, over the term you agree on. It can bring a higher total price than an all-cash sale. Land, houses, commercial: we can structure each one.
Receive a check every month from a single buyer. Predictable income for retirement, college or reinvestment.
Interest payments add to what you receive over the life of the note, compared with an all-cash sale. Your CPA can run the numbers.
Installment sale per IRC 453 spreads capital gains over years. Talk to your CPA about the math.
You hold the note + deed of trust. If buyer defaults, you can foreclose and reclaim the property.
We work with Texas properties and close through Texas title companies, using a note and deed of trust under Texas law.
Want to sell the note later for cash? Notes can be sold to note buyers, usually for less than the balance owed. Ask us how that works.