Stop Foreclosure in Galveston, Texas
Get your cash offer, no pressure
If you are behind on your mortgage in Galveston, selling before the sale date can stop the foreclosure and keep it off your record. We are direct cash buyers. We buy your house as-is, work with your lender and title company, pay what is owed at closing, and put the rest in your pocket. No fees, no repairs, no waiting.
About Galveston
- The City of Galveston is surrounded by water, with Galveston Bay to the north and the Gulf of Mexico to the south. The city says Hurricane Ike's storm surge in 2008 flooded homes through their downstairs enclosures, and Hurricane Harvey in 2017 flooded streets in the Strand. (City of Galveston: Flood Protection Information)
- Galveston has zoning. Its Planning and Development Division reviews replats, planned unit developments, zoning changes and variances under the city's Land Development Regulations and its 2011 Comprehensive Plan. (City of Galveston: Planning and Development Division)
- Galveston has locally designated historic districts, and work on historic properties there follows the city's Design Standards for Historic Properties. (City of Galveston: Planning and Development Division)
- Galveston's Building Department works under the 2021 International codes and the 2023 National Electrical Code, and permits must be displayed where they are visible from the street, with approved plans on site, or the job gets a Red Tag and a minimum $50 fee. (City of Galveston: Building Codes and Permitting)
Appraisal district: Galveston Central Appraisal District (www.galvestoncad.org)
Does Galveston have zoning?
Yes. Galveston's Planning and Development Division handles zoning, replats, variances and planned unit developments, and the city has locally designated historic districts with their own design standards.
Who appraises property in Galveston?
The Galveston Central Appraisal District (www.galvestoncad.org).
Selling a house or a piece of land in Galveston does not have to be slow or complicated. Tired landlords in Galveston come to us when the tenants and repairs stop being worth it. Land Dreamz buys directly with our own money, so there are no agents, no commissions, and no repairs. You pick the closing date and we close at a Texas title company. We also buy across nearby Galveston County towns like La Marque, Texas City, League City, Friendswood, Dickinson.
Behind on taxes or facing foreclosure in Galveston?
Property in Galveston is appraised by the Galveston Central Appraisal District (GCAD), and Galveston County is a coastal county on the Gulf of Mexico. As the seat of Galveston County, Galveston is where the county courthouse and tax offices sit, so local closings and records are handled right here. In Texas, tax foreclosure sales happen on the first Tuesday of each month and the Galveston County process runs through the county seat in Galveston. If you are behind in Galveston, you generally have until that sale date to sell or pay off what is owed. A residence homestead also carries a two year right of redemption after a tax sale, and other property has six months. We can often close before a sale date and clear the taxes at closing so you walk away clean.
How foreclosure works in Galveston County
- In Galveston County, the County Clerk keeps the mortgage foreclosure notices; the county, the Sheriff and the Tax Office do not run mortgage foreclosure sales. (Galveston County: Sheriff Sale Information)
Common questions
Can I sell my house before foreclosure in Galveston?
Yes. As long as you sell before the auction date, you can usually stop the foreclosure and protect your credit. The earlier you reach out, the more options you have.
How fast can you close to stop a foreclosure?
Closing timelines vary; ask us for the timeline on your property, and tell us right away about urgent situations near an auction date.
Will selling actually stop the foreclosure?
Selling and paying off the loan before the sale date stops the foreclosure. We work directly with your lender and title to make that happen.
What if I am behind on payments in Galveston?
That is exactly who we help. We buy the home, the loan is paid at closing, and you avoid the auction.
Does it cost me anything?
No. No fees, no commissions, and we cover the closing costs.
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