Stop Foreclosure in Houston, Texas
Get your cash offer, no pressure
If you are behind on your mortgage in Houston, selling before the sale date can stop the foreclosure and keep it off your record. We are direct cash buyers. We buy your house as-is, work with your lender and title company, pay what is owed at closing, and put the rest in your pocket. No fees, no repairs, no waiting.
About Houston
- The City of Houston does not have zoning. Development is governed by ordinance codes that address how property can be subdivided; the city codes do not address land use. (City of Houston Planning & Development)
- Houston's Planning and Development Department regulates land development inside the city and in its extraterritorial jurisdiction (ETJ). (City of Houston Planning & Development)
- Some Houston blocks have a Special Minimum Lot Size or Special Minimum Building Line under Chapter 42 of the city code. Once approved, new lots there cannot be created smaller than the set minimum; existing lots do not have to change. (City of Houston: Special Minimum Lot Size / Building Line)
- Under Chapter 212 of the Texas Local Government Code and Sections 10-551 to 10-555 of the city code, the City of Houston can sue to enforce certain residential deed restrictions. Its Legal Department takes complaints on a deed restriction complaint form. (City of Houston Legal Department: deed restrictions)
- Harris County property, including Houston, is appraised by the Harris County appraisal district, based in Houston. Its website is www.hcad.org. (Texas Comptroller county directory: Harris County)
Appraisal district: Harris County appraisal district (www.hcad.org)
Does Houston have zoning?
No. The City of Houston does not have zoning. Its ordinance codes govern how property can be subdivided, not how land is used. Deed restrictions can still limit what you build.
Can I split my Houston lot into smaller lots?
It depends on the block. Where a Special Minimum Lot Size applies under Chapter 42 of the city code, new lots cannot be smaller than the set minimum. Check with the Planning and Development Department before you plan a split.
Who enforces deed restrictions in Houston?
The City of Houston can sue to enforce certain residential deed restrictions under Chapter 212 of the Texas Local Government Code and Sections 10-551 to 10-555 of its code. The city's Legal Department takes complaints on a deed restriction complaint form.
You do not have to list, stage, or repair anything to sell your Houston property to us. Many Houston sellers are dealing with back taxes, liens, or title problems that scare off retail buyers. Land Dreamz buys directly with our own money, so there are no agents, no commissions, and no repairs. You pick the closing date and we close at a Texas title company. We also buy across nearby Harris County towns like Atascocita, Channelview, Klein, Crosby, Pasadena.
Behind on taxes or facing foreclosure in Houston?
Property in Houston is appraised by the Harris Central Appraisal District (HCAD), and Harris County is the most populous county in Texas. As the seat of Harris County, Houston is where the county courthouse and tax offices sit, so local closings and records are handled right here. In Texas, tax foreclosure sales happen on the first Tuesday of each month and the Harris County process runs through the county seat in Houston. If you are behind in Houston, you generally have until that sale date to sell or pay off what is owed. A residence homestead also carries a two year right of redemption after a tax sale, and other property has six months. We can often close before a sale date and clear the taxes at closing so you walk away clean.
How foreclosure works in Harris County
- In Harris County, the monthly foreclosure auction is held on the first Tuesday at the Bayou City Event Center, 9401 Knight Road, Houston. (Harris County Clerk: Public Records)
- Harris County notices of trustee sale are filed and posted 21 days before the auction at the County Clerk's office, 201 Caroline, 3rd floor, and are also posted on the Clerk's website. (Harris County Clerk: Public Records)
Common questions
Can I sell my house before foreclosure in Houston?
Yes. As long as you sell before the auction date, you can usually stop the foreclosure and protect your credit. The earlier you reach out, the more options you have.
How fast can you close to stop a foreclosure?
Closing timelines vary; ask us for the timeline on your property, and tell us right away about urgent situations near an auction date.
Will selling actually stop the foreclosure?
Selling and paying off the loan before the sale date stops the foreclosure. We work directly with your lender and title to make that happen.
What if I am behind on payments in Houston?
That is exactly who we help. We buy the home, the loan is paid at closing, and you avoid the auction.
Does it cost me anything?
No. No fees, no commissions, and we cover the closing costs.
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